If you've already purchased a property in Spain and would like us to help you search for the best Spanish mortgage deal for your new property, then fill out the form below and we'll contact you to discuss how we can go about getting you the best possible mortgage deal.
We work closely with a wide selection of Spanish banks including CAM, Banesto, Bankinter, Caja Murcia, Caja Madrid, Banco Popular, Solbank and Banco de Valencia to get you the best possible deal. Where possible we will also save you money on Stamp Duty.

If you already have a Spanish mortgage deal, why not re-negotiate a better deal for yourself. Most of the mortgages we offer come with a low arrangement fee, no early redemption penalty and initially, at least 2 years of Interest Only payments to reduce the burden on your pocket during the first few, difficult years.

We can arrange mortgages for up to 80% of the purchase or valuation price with interest repayment rates of Euribor plus 0.75%
Spanish mortgages are much more affordable than those offered by UK and Irish banks, so it is a sensible option to arrange your mortgage with a Spanish bank. The terms offered by the Spanish banks is constantly improving, so it makes sense to review your options if you have had a mortgage in Spain for more than 2 years.

What documents do I need to secure a Spanish mortgage?

Employed
1. Passport Copy
2. P60
3. Last 3 months payslips
4. Last 3 months bank statements
5. Credit report *

Self Employed
1. Passport Copy
2. Tax Return
3. Profit & Loss accounts for return
4. Balance sheet to date
5. Last 3 months personal & business bank statements
6. Bank reference *
7. Accountants reference *
8. Credit report *
* required for 80% borrowing

How long does it take to arrange a Spanish mortgage?
It can take anything from 2 to 6 weeks to arrange a mortgage, so 4 weeks is a good indicator. Remember to allow for this extra time after you have decided on a property and paid the reservation deposit. A month on average is needed to receive your income documents and to instruct and obtain the valuation.

Contact Us About a Spanish Mortgage